Tank: H&M $5.95/Shorts: H&M $12.95/Bag: H&M $14.95/Hat: Charming Charlie $20/Necklace: Charming Charlie $15/Wedges: Nine West $39.99/Sunnies: Francesca’s Collection $19 Whether you’re spending the summer at the beach or the weekend by the pool, you’ll need a fabulous outfit that can…